TRA-Compliant Books,
Without the Drama
Real-time TRA VFD receipts, NMB / CRDB / NBC bank feeds, multi-currency invoicing, full GL — one platform, in TZS, with 24/7 Tanzanian support.
TRA VFD setup in 1 business day · Bank feeds wired in 24 hrs
TRA
Certified VFD
9 banks
Direct feeds
0
Setup fees
TZS
Native pricing
Everything an SME finance team needs
A complete double-entry accounting platform with the Tanzanian compliance layer baked in — not bolted on.
TRA VFD Receipts
Every invoice and credit note transmits to TRA in real time. No separate device, no end-of-day panic.
Bank Feeds
Direct feeds for NMB, CRDB, NBC, Stanbic, Equity, DTB, Exim, KCB, Standard Chartered. Auto-reconcile.
Multi-Currency
TZS, USD, EUR, KES. Dual-record automatic. FX gain/loss posts to the GL each month.
M-Pesa / Tigo / Airtel
Customers pay invoices via mobile money. Reconciles against your in-app log automatically.
Cash-flow Forecasting
90-day cash forecast based on AR / AP / payroll. Spot the squeeze before it happens.
Audit Trail
Every change tracked. TRA inspection day becomes routine, not a crisis.
Trusted across Tanzanian sectors
From transaction to TRA-ready report
Books that close themselves, with the Tanzanian regulator handled automatically.
Issue an invoice
One click from a quote, a sales order, or a POS sale. TRA VFD receipt issues simultaneously.
| Office chairs × 5 | 750,000 |
| Filing cabinet × 2 | 320,000 |
| VAT 18% | 192,600 |
| Total (TZS) | 1,262,600 |
Customer pays
M-Pesa / Tigo Pesa / Airtel Money / bank / card. Tawala matches payment to invoice automatically.
- ✓M-Pesa · Lipa Na
- ✓Tigo Pesa · Hapa Hapa
- ✓Airtel Money · Pay Bill
- ✓NMB / CRDB / NBC bank transfer
- ✓Visa / Mastercard
Bank feeds reconcile
NMB / CRDB / NBC statements pull every morning. Tawala matches each line; you only review exceptions.
Reports & TRA filings
P&L, balance sheet, cash flow, VAT return, withholding tax — all generated. TRA-ready with one click.
- ✓Profit & Loss (monthly + YTD)
- ✓Balance sheet
- ✓Cash-flow statement
- ✓VAT return — TRA format
- ✓Withholding tax certificates
- ✓Trial balance · GL by account
What Finance & VFD looks like in practice
Illustrative scenarios drawn from the operations Tawala Finance is designed to support. Named customer case studies will be published as customers sign off.
"Month-end without bank feeds is a week of statement-matching. With direct API feeds (NMB, CRDB, NBC) and TRA-VFD posting, the close drops from days to hours and the audit trail is already complete."
Finance manager
Construction supplies · Arusha
"Many Tanzanian businesses still keep three sets of books — TRA, internal, and bank. A single ledger, properly mapped, collapses that into one source of truth."
Multi-branch CFO
Pharmacy chain · Dar es Salaam
"Multi-currency import business needs FX gain/loss posted correctly every month. Done right, the accountant stops charging for "currency adjustments" because there is nothing left to adjust."
Apparel importer
Kariakoo · Dar es Salaam
TRA-native, not TRA-translated
Most accounting platforms in Tanzania are foreign software with a TRA plug-in bolted on. Tawala starts from the Tanzanian ledger and works outward.
TRA VFD certified
Real-time fiscal receipts. Z-reports daily. No separate device, no manual filings.
NMB / CRDB / NBC bank feeds
Direct API feeds — your statements pull every morning, reconciled by lunchtime.
Multi-currency native
TZS, USD, EUR. Dual-record. FX gain/loss to the GL. Importers + exporters covered.
Tanzanian support team
Dar es Salaam-based finance specialists. Swahili + English. WhatsApp + phone, 24/7.
Common questions
Do I need a separate TRA VFD device?
No. Tawala IS the VFD — TRA-certified at the cloud-software level. You issue an invoice; the fiscal receipt goes to TRA in real time. No hardware required (though receipt printers are supported for retail).
How does the bank feed actually work?
For supported banks (NMB, CRDB, NBC, Stanbic, Equity, DTB, Exim, KCB, Standard Chartered), Tawala authenticates once with your bank credentials and pulls statements daily via direct API. For others, import CSV / PDF / OFX statements.
Can I keep my existing chart of accounts?
Yes. Import your COA as Excel / CSV. Tawala maps it to the standard Tanzanian accounting framework but keeps your custom account names, codes, and groupings.
Does it handle VAT, withholding tax, and SDL?
Yes — Tanzanian VAT (with TRA filing format), 5% / 10% / 15% withholding scenarios, and SDL once headcount crosses 10. Returns generate ready for upload.
What about multi-company / group accounts?
Kampuni and Shirika plans support unlimited entities under one login, each with its own TRA VFD certificate. Group consolidation, intercompany eliminations, and FX translation are built in.
How do I import opening balances?
Upload a trial balance from your previous system. Tawala creates the opening journal entry on your go-live date. Audit trail preserves the cut-over cleanly.
Can my accountant access the books from outside the company?
Yes. Add an external accountant user with audit-only or full-edit permissions. They see what you allow; nothing else.
How long is the free trial?
14 days, full access. No credit card required to start.
Close your books in a day, not a week
TRA VFD + bank feeds + multi-currency, all native. Plans from TZS 49,000/month.
No credit card · 30-day money-back · Cancel anytime